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Legal & Compliance

Terms of Use

Last Updated: July 2026

1. Account Terms

Savers must be of legal age under local jurisdiction rules to configure digital micro-savings transactions. You are responsible for maintaining safe control over connected UPI accounts.

2. Vault Ownership

Every purchase made through the platform triggers physical acquisition of gold. The physical bullion is placed under IDBI Trusteeship. Ownership belongs to the buyer instantly.

3. Delivery & Transit

Physical deliveries are processed in collaboration with certified logistics partners. All products remain insured during transit until signature handoff is complete.

4. Market Fluctuations

Digital Gold is backed 1:1 by real bullion. Prices are synced directly with wholesale spot prices. Tridhanam is not responsible for market value changes.